Legal notice

Last Updated: September 23, 2026

Welcome to the website of CREDIT EXPRESS CANADA.

This Legal Notice provides information about the ownership, operation, and use of the website creditexpress-ca.com.

By accessing or using this website, you agree to comply with the terms and conditions set out in this Legal Notice and with all applicable laws and regulations.


1. Website Operator

The website creditexpress-ca.com is operated by:

CREDIT EXPRESS CANADA

Parent Company: GTA Financial & Investment Corp.
FINTRAC MSB Registration Number: M08235689
Ontario Incorporation Number: 1744616

Location: Thornhill, Ontario, Canada

Phone: +1 672-703-1007
Email: contact@creditexpress-ca.com

Business Hours:
Monday to Friday
8:00 a.m. – 6:00 p.m.


2. About CREDIT EXPRESS CANADA

CREDIT EXPRESS CANADA is a financing provider serving individuals and businesses across Canada.

The company is committed to providing accessible and personalized financing solutions based on the needs and circumstances of its clients.

Financing products, eligibility requirements, rates, terms, conditions, and availability may vary depending on the applicant, financing request, and applicable requirements.

Information presented on this website is provided for general informational purposes and does not constitute a guarantee that financing will be approved or made available.


3. Regulatory Information

CREDIT EXPRESS CANADA is a subsidiary of GTA Financial & Investment Corp.

Where applicable to its activities, the business operates in accordance with applicable Canadian laws and regulatory requirements.

FINTRAC MSB Registration Number: M08235689

Registration with FINTRAC does not constitute an endorsement, certification, or recommendation by FINTRAC or the Government of Canada.

Users should independently assess the services offered and review all applicable financing documentation before entering into any financial agreement.


4. Website Purpose

The purpose of this website is to:

  • Present CREDIT EXPRESS CANADA and its services;
  • Provide general information about financing solutions;
  • Allow visitors to contact the company;
  • Allow prospective clients to submit inquiries;
  • Provide information about the financing process;
  • Facilitate communication between CREDIT EXPRESS CANADA and prospective or existing clients.

Information published on the website may be updated or modified without prior notice.


5. No Guarantee of Financing Approval

Information contained on this website does not constitute an offer or guarantee of financing.

Submitting an inquiry or application does not guarantee approval.

Financing decisions are subject to applicable eligibility criteria, verification procedures, underwriting requirements, documentation, and other conditions that may apply to the specific financing request.

Any financing offer, if applicable, will be subject to its own terms and conditions.


6. Information Provided on the Website

Although CREDIT EXPRESS CANADA makes reasonable efforts to provide accurate and up-to-date information, we do not guarantee that all information available on the website will always be complete, accurate, current, or free from errors.

Website content may be changed, updated, suspended, or removed at any time without prior notice.

Visitors should contact CREDIT EXPRESS CANADA directly when they require specific information concerning a financing product, application, rate, fee, eligibility requirement, or contractual term.


7. Intellectual Property

Unless otherwise stated, the content published on this website, including but not limited to:

  • Text;
  • Logos;
  • Brand elements;
  • Graphics;
  • Images;
  • Icons;
  • Design elements;
  • Page layouts;
  • Documents;
  • Videos;
  • Other visual or written materials;

is owned by or used with authorization by CREDIT EXPRESS CANADA, GTA Financial & Investment Corp., or the applicable rights holder.

No content from this website may be reproduced, copied, distributed, modified, published, transmitted, or commercially exploited without prior written authorization, except where permitted by applicable law.


8. Website Use

Users agree to use this website only for lawful purposes.

You must not:

  • Use the website for fraudulent or unlawful purposes;
  • Attempt to gain unauthorized access to the website or its systems;
  • Interfere with the operation or security of the website;
  • Introduce malicious software or harmful code;
  • Attempt to access information belonging to another user;
  • Misrepresent your identity or information;
  • Use website content in a manner that infringes the rights of CREDIT EXPRESS CANADA or third parties.

CREDIT EXPRESS CANADA reserves the right to restrict or terminate access to the website where reasonably necessary to protect the website, its users, or its business interests.


9. Personal Information

The collection and handling of personal information submitted through this website are governed by our Privacy Policy.

Users are encouraged to review the Privacy Policy before submitting personal, financial, or business information through the website.

Please do not submit sensitive information through unsecured communication channels unless specifically requested through an appropriate process.


10. External Links

This website may contain links to websites operated by third parties.

These links may be provided for informational or convenience purposes.

CREDIT EXPRESS CANADA does not necessarily endorse, control, or guarantee the content, availability, security, or privacy practices of third-party websites.

Users who access external websites do so at their own risk and should review the applicable terms and privacy policies of those websites.


11. Website Availability

CREDIT EXPRESS CANADA makes reasonable efforts to maintain the availability and functionality of its website.

However, uninterrupted access cannot be guaranteed.

The website may occasionally be unavailable because of:

  • Maintenance;
  • Technical problems;
  • Server or hosting issues;
  • Network interruptions;
  • Security measures;
  • Software updates;
  • Circumstances beyond our reasonable control.

CREDIT EXPRESS CANADA is not responsible for losses resulting solely from temporary website unavailability, to the extent permitted by applicable law.


12. Limitation of Liability

To the extent permitted by applicable law, CREDIT EXPRESS CANADA, GTA Financial & Investment Corp., and their respective directors, officers, employees, agents, or service providers shall not be liable for damages arising from:

  • Reliance on general information published on this website;
  • Website interruptions or technical failures;
  • Unauthorized access caused by circumstances beyond reasonable control;
  • Errors or omissions in website content;
  • Third-party websites or services;
  • Losses resulting from the use or inability to use the website.

Nothing in this Legal Notice is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.


13. Financial Information Disclaimer

The information provided on this website is general in nature and should not be considered financial, legal, tax, accounting, or investment advice.

Every individual’s or business’s financial circumstances are different.

Before entering into a financing agreement, users should carefully review all applicable terms, conditions, costs, fees, payment obligations, and other contractual provisions.

Where appropriate, users should obtain independent professional advice.


14. Changes to This Legal Notice

CREDIT EXPRESS CANADA reserves the right to update or modify this Legal Notice at any time.

Changes will become effective when the updated version is published on this website unless otherwise stated.

We recommend reviewing this page periodically.


15. Applicable Law

This Legal Notice and the use of this website are subject to the applicable laws of Canada and the Province of Ontario, except where mandatory laws provide otherwise.

Any dispute arising from the use of this website shall be handled in accordance with applicable Canadian and Ontario law and by the courts having appropriate jurisdiction.


16. Contact Information

For questions regarding this Legal Notice, the website, or CREDIT EXPRESS CANADA’s services, please contact us:

CREDIT EXPRESS CANADA

A subsidiary of GTA Financial & Investment Corp.

FINTRAC MSB Registration Number: M08235689
Ontario Incorporation Number: 1744616

Phone: +1 672-703-1007
Email: contact@creditexpress-ca.com

Business Hours:
Monday to Friday
8:00 a.m. – 6:00 p.m.

Thornhill, Ontario, Canada


CREDIT EXPRESS CANADA

Accessible Financing. Personalized Solutions. Straightforward Service.

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